JioFinance: Earn Points & Redeem for FREE Amazon, BMS & Other Gift Cards
How to Get Started in JioFinance & Earn JioPoints?
Step 1: Install JioFinance App : Download the JioFinance app from the Play Store or App Store.
Step 2: Register Your Account : Sign up using your mobile number and complete verification.
Step 3: Link Bank Account : Connect your bank account to activate UPI services.
Step 4: Complete Reward Activities
Start using features like:
- UPI transfers
- Merchant payments
- Bill payments
- Adding billers
Step 5: Redeem Points : Go to the JioPoints section and choose available vouchers.
How to Earn JioPoints in JioFinance
Below are the methods to Earn points in JioFinance. You can earn upto 5000 points a month.
| Activity | Description | Points You Can Earn |
|---|---|---|
| Send money using UPI | Transfer money to any UPI ID | Up to 50 points |
| Pay merchant using UPI | Pay at stores using JioFinance UPI | Up to 100 points |
| Setup UPI | Link your bank account | Up to 100 points |
| Connect existing UPI ID | Add your existing UPI | Up to 100 points |
| Add first biller | Add electricity, internet, or other bills | Up to 100 points |
| Pay bills | Complete utility payments | Varies |
| Book Fixed Deposit | Invest through app | Bonus points |
| Apply for credit products | Credit cards or loans | Bonus points |
JioPoints Redeem Options

| Brand | Points Required | Gift Card Value |
|---|---|---|
| Amazon Pay | 200 points | ₹50 voucher |
| Bata | 1000 points | ₹250 voucher |
| BookMyShow | 2000 points | ₹500 voucher |
| FirstCry | 400 points | ₹100 voucher |
The redemption value suggests roughly 1 JioPoint equals about ₹0.20 to ₹0.25 depending on the reward.
Brands Available for Redemption
Based on the rewards section, users may find vouchers from:
- Amazon Pay
- BookMyShow (BMS)
- Bata
- FirstCry
- EaseMyTrip
- Instamart
- Woodland
- Other partner brands
Why to use JioFinance?

1. Rewards for Daily Payments – You earn points for activities you already do like paying bills.
2. Multiple Redemption Options – Gift cards from popular brands make rewards practical.
3. No Extra Spending Required – You earn points for normal transactions.
4. Simple Redemption Process – Points can be redeemed directly inside the app.
5. Monthly Earning Potential – Users may earn up to 5000 points monthly depending on usage.
Tips to Earn More JioPoints Faster
If you want to maximize rewards:
- Use JioFinance as your primary UPI app
- Pay all utility bills through the app
- Add multiple billers
- Watch for promotional offers
- Complete new user bonus tasks
- Check reward campaigns regularly
Frequently Asked Questions (FAQ)
How many JioPoints can I earn per month?
Users may earn up to 5000 points monthly depending on transactions and offers.
What is the value of 1 JioPoint?
Based on redemption examples, the approximate value ranges between ₹0.20 and ₹0.25.
Can JioPoints be converted to cash?
Currently, they are mainly redeemable for vouchers rather than direct bank transfer.
Do JioPoints expire?
Some promotional points may expire. Always check the expiry details in the app.
Is JioFinance safe to use?
JioFinance operates as a digital financial platform with UPI integration, but users should always follow basic financial safety practices.
Final Verdict
JioFinance’s JioPoints program is a simple way to earn rewards from everyday financial transactions. While it may not replace cashback apps, it provides decent value for users already using UPI and digital payments.
If you are looking for a passive rewards app without changing your spending habits, JioFinance rewards can be worth trying.













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