Emi Cancellation Method And Tricks For Major Banks

Amazon and Flipkart offering Emi transaction Extra Discount Offers:

Save More Amount Using 12 Months No Cost EMI (Cancel EMI After Delivery of product).

*1. ICICI*

After EMI conversion, Request customer care to Cancel EMI. Immediate Cancellation. (Call on 18001080/01133667777 to contact customer care) ➖ Cancel within 15 days.
* No charges (Processing fee+ gst reversed)

*2. Axis*

(Same as ICICI)
call on 18604195555 to contact customer care

*3. HDFC*

Login to mycards web of hdfc and request for Cancellation from there.

mycards

Charges – only 35 rs. ( processing fee of 199 is reversed )

* Tip 1 – Never make EMI transaction on HDFC cc if your billing date is within 7 days coz if first EMI is billed, then processing fee is not Reversed.

* Tip 2 – After EMI Cancellation, HDFC ask us to pay outstanding within 24 hours but if not done there is also no issues. ( self tested )

*4. Kotak*

After EMI conversion, first pay the Principal amount in Card, then call cc on 18602662666 for Cancellation.

* Charges – All charges Reversed Except GST component.

*5. SBI*

Call CC on 18601801290 and request.

Charges vary from 0 to 199 for processing fee + GST + 3.54% of outstanding Amount.

* Trick – Make outstanding balance in your card 0 after transaction and before EMI conversion, in this case Transaction won’t get converted to EMI.

*6. BOB*

After EMI conversion, raise emi cancel request via bobcard app (Click on profile^ requests&services)

Charges – 199 + 35

* Tip – Cancel EMI After Delivery: as soon as transaction converted to EMI.